How to Get Cheap Auto Insurance in Philadelphia, PA

It's best to shop around for the right auto insurance policy for you in Philadelphia, Pennsylvania. There are several car insurance companies that you can choose from, including GEICO, Progressive, and CY Financial Solutions. Each company will have a different method of determining rates. You'll want to consider what you have on file to ensure that you get the best deal possible.

CY Financial Solutions

CY Financial Solutions offers affordable auto insurance in Philadelphia. The company looks at several factors to determine what kind of insurance policy is the best for the customer, and also offers tips on how to reduce costs. For instance, young drivers are at higher risk of accidents than older drivers, so it is important to get car insurance at an early age.

GEICO

Partnering with a GEICO agent in Wynnewood can help you save a lot on your insurance. These agents can find discounts that can save you as much as 50% on your insurance. They can help you choose the right policy for your budget and needs.

Root

The cost of auto insurance in Philadelphia can seem exorbitant. There are ways to reduce costs and still maintain quality coverage. One way is to ensure that you drive safely. The new Root app allows you to quickly and easily compare auto insurance rates, manage your policy history, and view your claim history all from one simple app. If you want, you can also access important documents or choose your own coverage.

Progressive

It is important to take into account your driving record and credit score when comparing auto insurance quotes in Philadelphia, PA. This is because auto insurance premiums can vary a great deal. Your rate may also be affected by the type of car that you drive.

State of Pennsylvania

The State of Pennsylvania auto insurance law requires drivers to have at least liability coverage on their car. The limits of liability coverage can be too low and could put you at risk in the event of a crash. To avoid this, you should increase your liability limits. Also, you should consider additional coverage options, like income loss benefits, to protect your assets.

Pennsylvania requires minimum coverage to be able to drive legally

Pennsylvania law requires that you have minimum insurance coverage. While this is the lowest level of coverage required to drive legally, you can lower your costs and access the best rates by shopping around. The Zebra points out that rates can vary greatly so it's worth researching to find the best rate.

Other companies to consider

There are many Philadelphia auto insurance companies that offer different types of coverage. While the minimum policy covers liability, full coverage policies provide protection against damage to other parties and their cars. You will want this coverage if you are financed for your car, or if you are involved in an accident. Full coverage policies are offered by the best Philadelphia car insurance rates.